simple life insurance​

Get Covered Today, with no medical exams, tests or waiting periods, just simple life insurance that is easy to apply for…

Easy Application

You only need to answer NO to a handful of questions to qualify.

The Benefits you Need

If you are between the ages of 18-70 you can apply for coverage anywhere from $10,000 to $750,000 for your loved ones.

Lifetime Protection

You can choose a Permanent Policy at application time, or you can convert your Term Policy in the future to make sure you are always protected.

Easy Eligibility

Even if you have been declined in the past, or have a minor medical past, you still may be eligible for coverage with our program.

Instant Issue Policy

After you go through our application process successfully, you will be insured right away while we work on all the paperwork…

No Medical Exams

Relax, we do not send nurses to collect samples, we do not harass your doctor, we simply ask you some questions to determine if you are eligible.

We've made it really, really, really easy

Complete a quick 4 question survey to see if you are eligible to apply.

If you are eligible, then you can get your quote instantly online, with all options such as Term or Permanent.

Once you are happy with your quote, you simply click on the “Apply” button to go through our medical questionnaire.

At the end of your successful application process, you will then be insured under a TIA and your policy will arrive in the mail shortly thereafter.

Look how Easy it is to get Life Insurance Today

Complete a quick 4 question survey to see if you are eligible to apply.

If you are eligible, then you can get your quote instantly online, with all options such as Term or Permanent.

Once you are happy with your quote, you simply click on the “Apply” button to go through our medical questionnaire.

At the end of your successful application process, you will then be insured under a TIA and your policy will arrive in the mail shortly thereafter.

Why are we different

First Month Free

That’s right, apply today and the first month is on us…

Contact Free Process

In these crazy times, we want to give you your space, apply online, and receive your policy by mail or email.

Hard to Insure? No Problems…

Even if you have been declined in the past, or you think you may not qualify, simply apply, you may be surprised…

Benefit Advance

If you are diagnosed with a terminal event, you may be eligible for an advance of 50% of your benefit

Great Rates

We do all of this great work in getting you covered AND we have some of the lowest rates in Canada as well…

Worry Free Coverage

Even though we make the application process as easy as possible, we are still working hard in the background, and each one of our policies are underwritten before issue, so there would be no surprises at claims time for your family… If we have any questions about your application, we will simply call you to do a phone interview to clarify anything.

Our Life Insurance Products

Term Life Insurance

If you are only looking for Life Insurance in the short term, then Term Insurance may be the most cost-effective solution for you. Choose between Terms of 10,15, 20 and even 30 years to protect your family from financial Loss. You may also convert your Term Life Insurance into Permanent Life Insurance throughout the years if you choose.

Permanent Life Insurance

Permanent Life Insurance will be there for your beneficiaries, no matter how long you may live. The rates are leveled for your entire life, so the premiums never go up, and the coverage never goes away. Permanent Insurance seems more expensive at the beginning, but because the rates never change, it is the most cost effective over time.

Don't just take our word for it...

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Who are we?

Simple Life Insurance was created to help everyday Canadians get the Life Insurance they need to protect their families and their financial wellbeing. We believe that Life Insurance is an absolute necessity if you have a family or obligations, and we want to make sure that getting life insurance does not stand in the way of having life insurance.

Over the last 20 years, we have worked with thousands of individuals and we have created a system here that makes getting Life Insurance Easy for anyone who needs it. When it comes to your Life Insurance, we are committed to working with you from beginning to end, and give you the service you need when it comes to something as important as your families financial future…

Why Choose Us?

Our Promise to You is this… We will provide you with the easiest, most efficient way to purchase Life Insurance to protect you, and essentially your family. Even if you have been declined in the past, or think you are a little risky for Life Insurance, we want to help you get the right coverage at the right price.

Life Insurance is on of the most thoughtless gifts you can leave behind, but it is absolutely necessary for those who rely on your income to live their lives. We want to be part of that solution with you, and be here for you and your family when you need us most.

Simple Life Insurance in Ontario

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